Workers’ compensation is an insurance program that provides compensation to employees for medical care, lost wages and permanent disability who suffer job-related accidents regardless of who was at fault for the accident. If you have been injured on the job or have developed an injury or illness caused by the work or working conditions, you may be entitled to workers’ compensation benefits or compensation through a third-party liability claim. Fortunately, workers compensation laws enable you to recover money to cover your medical bills and the wages you have lost because of a temporary or permanent disability.